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Kim Kramer

Licensed Health Insurance Agent

Looking for better health coverage with affordable rates?  You have options.  I can help you save money without losing benefits by building you a plan based on your specific needs and budget. 

I am licensed to help in Alabama, Arkansas, Georgia, Florida, Kentucky, Louisiana, North Carolina, South Carolina, Texas, Oklahoma, Tennessee, Ohio, Iowa, Michigan & Missouri.

Let me go to work for you to make the process as easy as possible and continue to help you throughout the life of your policy.

Most of my clients save 40% on their monthly premiums. 

Your time is valuable. You do not need to spend hours searching for coverage. Let me do the legwork for you with a free quote in just minutes!

Stop the guesswork.

 I can walk you through all your options and help you find the right plan for you, your family or small business. 

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Let's assess your needs.

We have flexible and reliable insurance products that are tailor-made to fit your needs and budget. 

Follow along and read daily posts relating to health care and health insurance. 

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My priority is helping individuals, families, and small businesses with quality health coverage including critical illness, life, dental, vision and disability at affordable rates.

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Health

Health coverage options allow you to see any doctor, any hospital. We have 24 hour coverage available, on or off the job. You can have portable coverage. There is quality coverage available for periods of critical illness. Ask about our wellness and health screening benefits available to you.

Dental

We have three dental plans to choose from tailored for your needs. You can select from preventative dental care coverage to basic dental care coverage. There are major dental care  and orthodontic services available to you also.

vision

Call today to see how you can get up to 84% savings on vision services. There are over 71,000 providers to choose from. Coverages include the following: comprehensive eye exams, corrective lenses, and corrective contact lenses. You can also get an annual allowance towards frames. 

Accident

life

Income Protector

Critical Illness

Ear Checkup

Great coverage includes...

any doctor, any hospital

24 hour coverage

portable coverage

quality coverage available during critical illness

wellness & health screening benefits available

Kim has been super helpful anytime I have a question and is always available. She has went out of her way several times to help with different situations. I 100% would recommend Kim for your insurance needs and the plans are very affordable.

M. LaFollett

Kim is very professional, knowledgeable and and a pleasure to work with. She helped me find the coverage I needed and made sure that I understood every detail of the policy. I highly recommend her to anyone looking for Health Insurance.

J. Francis

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For all inquiries, please fill out this contact form.

© 2020 Kimberly Kramer- Ideal Health Advisors. Website by Centerpiece Marketing.